Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.
Published on 09/01/2021
If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type.
Published on 08/19/2021
Let's take a look at everything you need to know about refinancing an investment property.
Published on 08/11/2021
Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.
Published on 08/04/2021
If you're thinking about buying a home, then you've probably heard the terms
Published on 07/21/2021
Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive.
Published on 07/14/2021
When it comes down to it, what is the best -- FHA loans or VA loans? This article will help you understand and make an informed decision on which loan is best for you.
Published on 07/08/2021
An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment.
Published on 06/30/2021
If you're applying for a home loan within the next few months and considering taking out a loan or applying for new credit before then, you'll want to get the facts.
Published on 06/23/2021
A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms.
Published on 06/16/2021
Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause.
Published on 06/09/2021
Here's what you need to know about working with an agent and how to go about purchasing a home without one should you choose to.
Published on 06/03/2021
A home equity line of credit (HELOC) is a type of mortgage loan that acts similar to a credit card, except the line of available credit is tied to your home's equity.
Published on 05/26/2021
But despite this stiff competition, it's still a great time to buy! Here are the top advantages of getting preapproved for a mortgage before getting serious about shopping for a home.
Published on 05/19/2021
In this blog, we'll go over how a title company determines legal ownership and the process of transferring the title.
Published on 05/12/2021
When you get a second mortgage, you use your home as collateral to gain access to cash locked up in the value of your home.
Published on 05/05/2021
An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large lump sum when these bills are due.
Published on 04/28/2021
Curious about buying a foreclosed home? Here's what you need to know to get started.
Published on 04/21/2021
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as shared amenities, lenders usually conduct a condo review.
Published on 04/14/2021
Let's take a closer look at the home inspection process so you know what to expect, and what the inspection does and does not include.
Published on 04/07/2021